When considering in vitro fertilization, the costs can seem overwhelming. But there are ways to manage the expenses. The total price of an IVF procedure depends on multiple factors, including your location, insurance coverage and whether you have a partner or are attempting to get pregnant on your own. In general, the average cost for an IVF cycle ranges from $12,000 to $17,000. However, these figures do not take into account your individual circumstances and may vary widely from clinic to clinic and city to city. It’s important to understand all of the hidden fees associated with this process before moving forward with treatment.
What is included in IVF cost?
The costs associated with an IVF procedure vary depending on the type of treatment and the number of rounds necessary to conceive a child. Some of the general expenses that typically make up an IVF cost include:
- Doctor consultation and treatment – This includes the initial consultation with an IVF specialist, as well as the doctor and nurse fees associated with the treatment.
- Lab and bloodwork – This covers the cost of blood testing and ultrasounds that are used during the IVF process. – Medication
- The price of the drugs used to stimulate the ovaries and produce eggs is included in the cost of the IVF procedure. – IUI and/or Ovulation Induction – When IUI is part of the IVF process, this is also covered in the cost of IVF.
- Fertility Clinic Fees – These are the fees associated with the location where you receive the IVF treatment. –
- Shipping and Handling – The costs associated with sending your sperm and/or eggs to the fertility clinic.
IVF procedure costs
When you factor in the price of all of the medications, procedures and tests that are involved in an IVF cycle, the costs can quickly add up. The initial visit to a fertility specialist and lab work can cost between $5,000 and $6,000. Most IVF procedures include blood work, ultrasounds, medication, embryo transfer and clinic fees.
However, the price will vary depending on the type of treatment you choose and the clinic where you receive treatment. – Medication – The drugs used during IVF include daily injections of hormones and/or fertility drugs. The cost of these medications varies but is typically between $2,000 and $5,000 per cycle.
Lab work – The initial lab work that is done to determine your ovarian reserve (or how many eggs you have left) is included in the IVF procedure. However, if you are diagnosed with low ovarian reserve, you may be required to have hysterosalpingography (HSG) to confirm that your fallopian tubes are open and ready to accept the embryos. The cost of this procedure is typically between $500 and $1,000.
Medication Support – When you are ready to begin hormone injections, you may be prescribed Vitamin B12, Folic Acid or other medications that support the process. These supplements can cost $100 to $200 per month.
Embryo Biopsy – When monitoring the development of your embryos, some fertility clinics will suggest a biopsy of one or two cells from each embryo to conduct genetic testing. This procedure typically costs $100 per cycle. – Embryo Freezing – If your embryos are transferred but you are not yet ready to activate a pregnancy, some clinics will freeze the remaining embryos for later use in an additional IVF cycle. This process typically costs $4,000 to $5,000.
Labs and medication
The initial lab work and medication are typically included in the cost of IVF. However, if you need additional testing or are prescribed additional fertility drugs, these costs are not typically included. – Hormone Testing – When monitoring your hormone levels during the IVF process, some labs require additional tests that are not included in the IVF procedure. – Fertility Drugs – If your doctor recommends additional fertility drugs during the course of your IVF treatment, these additional costs are not typically covered in the IVF procedure.
Device and facility fees
When comparing IVF clinics, it’s important to understand the fees associated with the device used to collect and store your eggs, as well as the fees associated with the location where you receive the treatment. – Egg Retrieval Device – The device used to retrieve your eggs typically costs between $150 and $2,000 depending on the clinic and type of device used.
Egg Freezing – If you plan to freeze your eggs, this fee is typically included in the IVF procedure. – Lab Work and Genetic Testing – The cost of conducting additional lab work and genetic testing to ensure that your eggs are healthy and ready for freezing usually costs $1,000 to $1,500 per cycle. – Egg Freezing Facility Fees – The fees associated with storing your eggs in an offsite facility are typically between $2,500 and $3,000 per year. – Facility Fees – These are the fees associated with the location where you receive the treatment.
Egg freezing cost
Egg freezing is a type of IVF in which your eggs are harvested and frozen for later use. The cost of this procedure is typically between $12,000 and $15,000. However, if you are a candidate for a frozen embryo transfer (FET), your insurance may cover some or all of the costs. – FET – If you are ready to start your family but are having difficulty producing enough eggs for the freezing process, the frozen embryo transfer (FET) can be an option. This procedure is similar to a fresh egg retrieval, and the extracted embryos are then frozen for future use. – The cost of the FET is typically between $10,000 and $12,000. – Egg Freezing – If you plan to freeze your eggs, this fee is typically included in the IVF procedure.
Other miscellaneous costs
Other miscellaneous costs associated with an IVF procedure include travel expenses, childcare, sick days and other unforeseen or necessary expenses. – Travel – If you must travel to a different city or state to receive treatment, the travel expenses are not typically included in the IVF cost. – Childcare – If you are undergoing treatment while your children are at home, you may incur childcare expenses while receiving the treatment. – Sick Days – If you miss work while undergoing treatment and need sick days, these costs are not typically included in the IVF cost. – Other Expenses – If you incur any other out-of-pocket expenses while undergoing treatment, they are not typically covered in the IVF cost.
IVF insurance coverage, pricing, and benefits
Some insurance providers will cover a portion of the cost of an IVF procedure. However, the amount covered, as well as the number of cycles included in the benefits, vary significantly from one insurance provider to another.
- IVF Insurance – If you have access to an insurance plan that covers IVF, you may be able to reduce your out-of-pocket expenses for the procedure.
- Types of Coverage – Some insurance providers will cover a portion of the cost of IVF, including drugs and lab work, while other providers will only cover the cost of the drugs.
- Cycle Limit – When reviewing your insurance coverage, it’s important to understand the cycle limit, which indicates the number of times your insurance will cover the cost of an IVF procedure.
- IVF Pricing – The amount your insurance provider pays for IVF varies depending on the type of procedure you receive and the location where you receive the treatment. You may also be responsible for paying a certain percentage of the cost.
The Cost of IVF At Mother & Child International Hospital
One of the first things you need to know is the cost. IVF costs in Pakistan is anywhere from 600,000 to 100,0000 per cycle in Pakistan. At Mother and Child International Hospital, IVF is offered at an economical cost of 140,000 plus medicines (around 42000 Rupees)
When comparing costs of IVF, it’s important to consider all of the factors that affect the price of the procedure. Some clinics offer lower prices, but may charge additional fees for supplements, testing and other services. When considering a clinic, make sure they are transparent with their pricing, and that they have flexible payment options to help you manage your out-of-pocket expenses.